Viper car insurance prices

voi9

Viper Owner
Joined
Apr 13, 2007
Posts
446
Reaction score
0
So I have Nationwide and pay $832.90 every 6 mos. for my 2006'. This sounds high compared to what I recall others were paying. I have plenty of discounts on my policy; i.e. multi car, house, defensive driver, Farm Bureau member, safe driver, accident free, etc. on all my vehicles.
I have called other Co. and the minute I mention "Viper", most say they do not insure that vehicle. I find it hard to believe that there are only "some" insurance co. that ensure these types of vehicles. What about Porsche, Lambo, Ferrari, Maserati?
 

pdub

Enthusiast
Joined
Aug 28, 2012
Posts
140
Reaction score
0
Location
Frisco, TX
If it's not your daily driver, try Grundy. I pay about 650 a year. 50k agreed value. No mileage restrictions but can only use the car for "pleasure driving".
 
OP
OP
V

voi9

Viper Owner
Joined
Apr 13, 2007
Posts
446
Reaction score
0
thanks. I guess the catch is driving restrictions as far as the need to be going to a car show, event, or maintenance needs.
 

STUGOTS

Enthusiast
Joined
Feb 21, 2004
Posts
5,573
Reaction score
0
Location
NY/CT
243 every 6 months Geico but I have a **** ton of vehicles on there with it
 

Stonep185

Enthusiast
Joined
Nov 30, 2011
Posts
140
Reaction score
0
Location
Ft. Worth, TX
In the past I've had Progressive, Geico, and currently have Travelers. No issue with them accepting a viper. I have a personal agent that runs quotes so that may make a difference...
 

denniskgb

Enthusiast
Joined
Sep 25, 2012
Posts
1,671
Reaction score
1
Location
Sewell, NJ
If it's not your daily driver, try Grundy. I pay about 650 a year. 50k agreed value. No mileage restrictions but can only use the car for "pleasure driving".
Same here, 60k agreed value $963 a year , Grundy
 

Bugman Jeff

Enthusiast
Joined
May 19, 2013
Posts
229
Reaction score
0
Location
Wisconsin
I'm with American Family, no restrictions, around $300/6mo. The same agent is covering my Dad's Delorean too(and you thought it was hard to get coverage for a Viper :lmao: ). The best part is he lets me take the moving coverage off when it's stored which drops the premium substantially, but it's still covered if stolen or the garage burns down or something.
 

dester243

Enthusiast
Joined
Apr 22, 2013
Posts
256
Reaction score
0
I am going through travelers and it's 420 / 6 months. I might look into hagerty and see what they will do. Never heard of Grundy.
 

CitySnake

Enthusiast
Joined
Sep 18, 2001
Posts
7,115
Reaction score
0
Location
Manhattan, USA
If it's not your daily driver, try Grundy. I pay about 650 a year. 50k agreed value. No mileage restrictions but can only use the car for "pleasure driving".
Is the "no mileage restriction" true? Whenever I've spoken with them, there's always a restriction. Has there been a change? I've got a very low premium with Geico, but Grundy would still be less.
 

pdub

Enthusiast
Joined
Aug 28, 2012
Posts
140
Reaction score
0
Location
Frisco, TX
Is the "no mileage restriction" true? Whenever I've spoken with them, there's always a restriction. Has there been a change? I've got a very low premium with Geico, but Grundy would still be less.

I specifically asked them about the mileage and looked over the policy, nothing in there about a mileage cap. I just switched over from American Modern and my limit there was 3k a year. Here is Grundy's definition....

1. Is maintained solely for use in exhibitions, parades, club activities, or other functions of public
interest
2. Is not used for regular driving to work, school, errands, shopping, general transportation,
secondary or back-up transportation, business or commercial purposes, except for limited
pleasure use.
 

CitySnake

Enthusiast
Joined
Sep 18, 2001
Posts
7,115
Reaction score
0
Location
Manhattan, USA
Thanks for the response pdub. Based on the language you posted, I guess it comes down to the working definition of "limited pleasure use". I wonder if I driving 6,000 miles a year completely for "pleasure" would be acceptable. Probably should apply on-line noting my honest intent and see how it comes back.
 

Flexx91

Viper Owner
Joined
Mar 18, 2002
Posts
1,006
Reaction score
0
Location
Houston, Texas, USA
Grundy here as well. $700 per year. I was told "limited use" includes occasional dinner outtings etc. (assuming the car is parked in a safe and secure area such a valet space and not on the street where it can't be vandalized or stolen). Not to be driven to a shopping mall, supermarket, etc. (errand use).
 

jckrieger

Enthusiast
Joined
Dec 31, 2010
Posts
143
Reaction score
0
I pay about $720/year with USAA for my Gen 2. I priced a couple other places and they were within a few dollars. I think not living in a big city makes a significant difference. Stated mileage is about 5,000/year
 

CitySnake

Enthusiast
Joined
Sep 18, 2001
Posts
7,115
Reaction score
0
Location
Manhattan, USA
with Grundy? I only have my viper with them.
Motor Vehicle Program Quote Request Form

You must be registered for see images



Schedule of Motorized Vehicles
Please enter your vehicle information. To add more vehicles, select the "Click here" link. Once you have completed your schedule of vehicles, select "Next"

Please enter ALL of your motor vehicles on this schedule (including daily driver autos).
Including VIN numbers will assure the

Year*
Make*
Model*
VIN
Agreed Value($)*
Category of Use*
Estimated Annual Mileage*
*
*
*
*
*
*
*
*
*
*
*
*
*
*
*
*
Click here to add more vehicles
MVP requires a minimum of three vehicles that are categorized in at least two classes, i.e. two classic cars and a daily driver.

Maybe I'm doing something wrong?
 

Blainne

Viper Owner
Joined
May 12, 2008
Posts
149
Reaction score
0
Location
Sierra Vista, AZ
I pay about $720/year with USAA for my Gen 2. I priced a couple other places and they were within a few dollars. I think not living in a big city makes a significant difference. Stated mileage is about 5,000/year

Who I use. By far the cheapest. I pay 40 a month full coverage driving it often. Perfect record and 36 Y/O.
 

98intrigue

Enthusiast
Joined
Apr 11, 2012
Posts
325
Reaction score
0
Location
Clearwater, FL
I'm going to have to try all the above companies. I pay $2100/year for my Viper and daily. I made my first claim in my life after hydroplaning into a guardrail back in July in the Viper. Geico is dropping me next month. Now I can't find a quote under $4k (Progressive, Allstate, Hagerty).
 

pdub

Enthusiast
Joined
Aug 28, 2012
Posts
140
Reaction score
0
Location
Frisco, TX
Motor Vehicle Program Quote Request Form

You must be registered for see images



Schedule of Motorized Vehicles
Please enter your vehicle information. To add more vehicles, select the "Click here" link. Once you have completed your schedule of vehicles, select "Next"

Please enter ALL of your motor vehicles on this schedule (including daily driver autos).
Including VIN numbers will assure the

Year*
Make*
Model*
VIN
Agreed Value($)*
Category of Use*
Estimated Annual Mileage*
*
*
*
*
*
*
*
*
*
*
*
*
*
*
*
*
Click here to add more vehicles
MVP requires a minimum of three vehicles that are categorized in at least two classes, i.e. two classic cars and a daily driver.

Maybe I'm doing something wrong?



Yeah, you don't want the MVP plan. You want the one that says Grundy Worldwide by Philadelphia Insurance.
 

Members online

Forum statistics

Threads
153,143
Posts
1,681,575
Members
17,643
Latest member
thiagets
Top