I appreciate the honesty, nothing I hate more than fluff. I do own the car outright, so no worries there, but the insurance I was quoted was no higher than in Washington State.
I believe the road you are speaking of is Trans-Mountain. I have been on it once and I could see how it would be fun. All the dust around here would worry me a little, though. I haven't been in a climate like this before and wonder how the dust will affect the roads. Don't want to slide around too much.
Thanks Jayson for your input and feel free to let me know anything else on El Paso. My wife and I have only been here a couple of weeks and know nothing, she is going a little stir-crazy.