Health Insurance: Any Reps here on the Board

[FrankBarba]

I was just notified by my carrier that they are raising my rates again last one was 4 months ago. I'm self employed hardly use the damn policy but my premium went up to $2,200.00 every 4 months. I even had to raise my deductable to
$ 5,000.00 per person (family of 4). Any recommendations?

 

[carguy07]

I'm self employed too and $550 a month for a family of 4 sounds like a steal to me. Who are you using now?

 

[opnwide]

I've got a $5000 ded also, but my ins is closer to 350/mo. Fortis.
But they denied a claim for basal cell carcinoma, so I guess you get waht you pay for.

 

[FrankBarba]

Company called Golden Rule: Indianapolis IN.

 

[Big Medicine]

Wouldn't it just be cheaper to pay the doctor cash for routine treatments? You could carry a catastropohic rider.

 

[pdmracing]

Frank go to apexbenefits.biz , he is a racer & I got some great coverage & for me & the mrs its 265 a month for blue cross , Im 45 shes 52, ask for Ben thatcher ( he races a vette so give him some $h#*

 

[2000GTS]

I'm a insurance agent. Call me and I try and advise one on some alternatives.

Bill
(305)772-6900

 

[BobK898]

Get an HSA account, you have a large deductible anyway, might as well get the deduction for the amount of deductible you put in the account each year.

 

[FrankBarba]

Usually when i mention to the billing department that i'd like to pay cash, they don't know what to do. They are use to billing a policy #.

 

[Chuck 98 RT/10]

Wouldn't it just be cheaper to pay the doctor cash for routine treatments? You could carry a catastropohic rider.

Catastrophic, that's what I need to look into. Snipping some genital warts or fixing a broken bone isn't gonna break me, but anything over 30K starts getting out of my comfort zone.