Agreed value policy....??
- Thread starter jpa99acr
- Start date
Mopar Steve
Enthusiast
Haggarty (sp?) Be sure you have another daily driver, this cannot be your primary car, and no driving it to work. other than that, just about anything goes. Don't mention the ticket, after 5 years it won't likely show up anyway. Good luck.
VYPR BYT 94
Enthusiast
Not sure about there but 5 years is definitely the cutoff in Ohio. Hagerty is the ol'e standard!
VIPER PIT
Viper Owner
I have state auto on 4 vehicles with Agreed value. No milage limits like others but NO track coverage.
shooter_t1
Has Left the Room!
Usually you have to send pictures and proof that the car is worth the amount you want covered. I deal with Leland West, and have an agreed policy on my 09. 6000 miles a year, must have a daily driver.
LifeIsGood
Enthusiast
Did you get appraisals for your vipers (and other cars) for this type of policy?
Copperhead133
Enthusiast
Call Mike Davis at State Farm, I live in Knoxville and they have coverage at a good Price with a daily driver. 865-637-8616
VenomSteve
Enthusiast
Also try American Collectible and Grundy. Most "value based policy" will also require you to sign a "no minor / under 21" driver waver. That said, I am not sure would anyone give you a policy for $85k for a 06. Eventhough it is value base, they still have guide lines. Good luck.
PittsburghRT
Enthusiast
I just called Hagerty a few days ago and they wanted to know if my car was stock or modified. My car is close to stock other than wheels and other minor mods, so I wonder if they would insure a supercharged car. The guy from Hagerty told me that they have strict rules on Vipers now due to the large amount of claims that they have had. I know one for sure is the amount of miles. He gave me the example of mileage being very limited on the Viper, but could put just about as much miles as I wanted on my 1957 BMW (The Viper and BMW each insured for the same amount).
GTS Bruce
Enthusiast
After talking to haggerty I went with Grundy. Pics sent with appraisal. 85G on an 01 gts. GTS Bruce
where did you get an appraisal? my nationwide agent also handles grundy and she is supposedly working on getting the policy issued, but she never mentioned an appraisal. she did need photos and proof of ownership (registration).
AZTVR
Enthusiast
I don't think that you are required to have an appraisal with most collector insurance "Agreed Value" policies. I do NOT have appraisals on the cars that I have insured with Grundy.
If you aren't comfortable with coming up with a number yourself, you might choose to get an appraisal just so that you have a professional input on what your car is worth .
thanks for your response. I am fine with 85k, I came up with that using what I believe to be the market value for the car, and adding the mods to it. (I figure it's worth 55-60 stock). I know it won't bring anything close to 85k, but if it's totaled I'd like to get what it would cost to fully replace including mods.
I guess it's just a slow process getting the coverage issued. It is covered under my other cars insurance with Nationwide until the Grundy is effective according to the agent.
I guess it's just a slow process getting the coverage issued. It is covered under my other cars insurance with Nationwide until the Grundy is effective according to the agent.
viperbob
Enthusiast
I have used Grundy for years, and when I totalled a 2006 Viper they paid in full, plus all of the extras...very easy to deal with and their rates are great.
ZYellow01RT
Enthusiast
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Ditto (except the part about totalling a Viper)...
NI-KA
Enthusiast
Did you check with Nationwide? If so what did they tell you in regards to agreed value? Curious since I currently insure with Nationwide. They fully covered my former Viper with zero problems (not agreed value).
Black Moon
Enthusiast
I went with Chartis. Both 03 Viper and 63 Vette are $414 / year.
GTS Bruce
Enthusiast
Look in Hemmings . Appraisers list themselves there. Of course there are others. Check around with custom car shops in your area.
