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Insurance for Viper as primary vehicle?

Discussion in 'New Owner Questions' started by Destructo, Apr 17, 2013.

  1. plumcrazy

    plumcrazy Enthusiast

    Age:
    52
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    16,240
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    Jun 9, 2003
    Location:
    ALL OVER
    allstate covered mine up till last year when i sold it.
     
  2. herbbone

    herbbone Viper Owner

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    104
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    May 20, 2012
    Location:
    Moscow. Pa.
    I have had Erie for over 25yrs. Great company and rates. Hard to get in. No problem with any vehicles I have had to insure.
     
  3. DrumrBoy

    DrumrBoy Enthusiast

    Posts:
    2,614
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    Jul 21, 2003
    Location:
    GA
    If the rates for the Viper as primary are terrible, get a $200 bomber, insure it without collision or comprehensive (or whatever provides the lowest rates) and then do the Viper as a second car. Might even be cheaper. Haven't tried it but you could check on the economics of it pretty easily in a phone call to Geico......
     
  4. Hemotoxic

    Hemotoxic Enthusiast

    Posts:
    91
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    May 27, 2013
    I've been with State Farm for over 25 years, the last seven with a sports car as my only vehicle. I asked today about a 2013 Viper being my only vehicle and they said sure, for $2,100 a year, which is about double the premium for my 2011 Corvette base coupe. Well now I know what's the worst that can happen.

    It could be they're still basing it on the sticker price because when I asked about a Corvette 427 early in its production run they told me something like $2,000 a year but now it's down to only a tad above my base coupe.
     
  5. johniew398

    johniew398 Enthusiast

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    Jun 1, 2008
    Location:
    Bentonville, Arkansas
    Interesting you say that about USAA. I have been with them since 1978. We have four vehicles insured with them,
    2008 Viper ACR, 2010 GMC Sierra 4/4, 2012 Fiat Abarth and 2013 SL550. Our insurance runs us around $3,000 annually, full coverage on all.
     
    Last edited: May 29, 2013
  6. aqwut

    aqwut Enthusiast

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    75
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    May 25, 2013
    Location:
    Ontario, Canada
    $1500 one year full coverage for convertible, $1000 6 month road voverage
    $2000 one year full for coupe, $1200 6 months road coverage.

    Small town insurance company. 31 years old with 3 suspensions in the past.
     
  7. Charlie C

    Charlie C Viper Owner

    Posts:
    22
    Joined:
    May 8, 2013
    Location:
    Downtown Houston
    State Farm here and the Viper is my daily driver. $140 a month in Houston TX.
     
  8. NastyGTS

    NastyGTS Viper Owner

    Posts:
    116
    Joined:
    Jun 3, 2013
    Location:
    West Texas
    Allstate declined me also.....said they did not have any underwriters for this type of vehicle.

    So I used state farm, 118 a month, full coverage with multi car discount.

    The only reason I have allstate is that SF would now insure an enclosed race trailer........what gives here LOL
     
  9. ViperSmith

    ViperSmith Enthusiast

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    2,918
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    Jun 19, 2012
    Location:
    Tysons Corner, VA
    State Farm, 2013 Viper was $120/m addition on top of my BMW335i and my wives 5yo Rav4, with no restrictions. Was able to drop it down $45 a month by getting rid of the rental need, so all in all - can't complain.
     

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