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Discussion in 'New Owner Questions' started by Destructo, Apr 17, 2013.
allstate covered mine up till last year when i sold it.
I have had Erie for over 25yrs. Great company and rates. Hard to get in. No problem with any vehicles I have had to insure.
If the rates for the Viper as primary are terrible, get a $200 bomber, insure it without collision or comprehensive (or whatever provides the lowest rates) and then do the Viper as a second car. Might even be cheaper. Haven't tried it but you could check on the economics of it pretty easily in a phone call to Geico......
I've been with State Farm for over 25 years, the last seven with a sports car as my only vehicle. I asked today about a 2013 Viper being my only vehicle and they said sure, for $2,100 a year, which is about double the premium for my 2011 Corvette base coupe. Well now I know what's the worst that can happen.
It could be they're still basing it on the sticker price because when I asked about a Corvette 427 early in its production run they told me something like $2,000 a year but now it's down to only a tad above my base coupe.
Interesting you say that about USAA. I have been with them since 1978. We have four vehicles insured with them,
2008 Viper ACR, 2010 GMC Sierra 4/4, 2012 Fiat Abarth and 2013 SL550. Our insurance runs us around $3,000 annually, full coverage on all.
$1500 one year full coverage for convertible, $1000 6 month road voverage
$2000 one year full for coupe, $1200 6 months road coverage.
Small town insurance company. 31 years old with 3 suspensions in the past.
State Farm here and the Viper is my daily driver. $140 a month in Houston TX.
Allstate declined me also.....said they did not have any underwriters for this type of vehicle.
So I used state farm, 118 a month, full coverage with multi car discount.
The only reason I have allstate is that SF would now insure an enclosed race trailer........what gives here LOL
State Farm, 2013 Viper was $120/m addition on top of my BMW335i and my wives 5yo Rav4, with no restrictions. Was able to drop it down $45 a month by getting rid of the rental need, so all in all - can't complain.