Hey Randy,
I'm in the same boat as you upgrading my manifolds on my 97 to a 2000 system.
My headers and Roe oval cats are off to jet-hot to get their better coating, 2000+ or whatever they label it.
When I bought my exhaust used it did not come with heat shields, my manifold shields will not transfer over without modification, and even then will look hideous. The cost of 98.5+ shields must be factored in the mix if you don't have them already..... and shields still allow the heat to come thru the header and into the engine bay, coating does not.
As far as cost is concerned the 98.5 style header offers at least 10 rwhp gain over mainifolds, drops 25 pounds off the front end of the car, and with the jet hot coating inside and out may offer a few more ponies as the heat does not buildup in the engine area, which may produce even more benefit from lower engine area temps. Total gain I would guess is in the 50% range of the big boy headers, for 15% of the cost.
I only plan on doing this once, mine as well do it right. If I was to spend thousands on headers (true headers), I would skip that and just get a Roe S/C, your 1/3 way there with "real headers". That's my .02, and I'm sticking with it. I'll post dyno pulls after my cheapo system is added front to back.
2000 headers jet-hot coated, Roe Ovals, coated, rear muffler delete, I'm hoping for 30ish to the tires???