I'm getting the paper work from Grundy, so I'll let you all know the details. On the Speed channel last Sunday, the Grundy rep stated "you cannot use as a daily driver, but can use it after work for dinners, etc. He also stated that you can drive around the country if you wish---again, if you have a daily driver. When I spoke to Grundy, they reiterated those requirements. Their application should be arriving soon. OH, and they DID say it was for collision, liability and comprehensive with no deductables. John, hopefully saving me and you guys some money. If this is true---buy me a beer.