http://www.nles.com/store/customer/product.php?productid=148
If anyone is seriously interested, it does work.
If anyone is seriously interested, it does work.
Damage from ford, how bad is it? pics
- Thread starter STOUT 1
- Start date
joe117
Enthusiast
A cop that would have the limited brain power demonstrated by giving STOUT 1 the same ticket as the kid that hit him,
would probably take you to jail for impersonating a police officer, if he saw you flash a badge at someone.
It does sound like a good way to control some of these jerks that want to race.
But when you come right down to it, when you flash that badge to scare away a ****,
you are impersonating a cop.
I don't care what it actually says on the badge.
It sounds risky to me.
Also, even after the repair has been done perfectly, your car will be worth at least $5k less than a non wreck. Think about trying to recover some of that too.
would probably take you to jail for impersonating a police officer, if he saw you flash a badge at someone.
It does sound like a good way to control some of these jerks that want to race.
But when you come right down to it, when you flash that badge to scare away a ****,
you are impersonating a cop.
I don't care what it actually says on the badge.
It sounds risky to me.
Also, even after the repair has been done perfectly, your car will be worth at least $5k less than a non wreck. Think about trying to recover some of that too.
Venom500
Viper Owner
I'm afaid it's Bad!
Having Viper repair experience,there is going to be so much damage that is going to surface once your Viper is being disassembled. I have found estimates on Vipers usally don't come close once hidden damage is exposed through disassembly. The part prices and labor involved is unbelievable. I wish you the best of luck.
Having Viper repair experience,there is going to be so much damage that is going to surface once your Viper is being disassembled. I have found estimates on Vipers usally don't come close once hidden damage is exposed through disassembly. The part prices and labor involved is unbelievable. I wish you the best of luck.
Is Minnesota a no-fault state? If so I would start repairs and fighting the ticket simultaneously. If not I would do everything possible to get the ticket erased before initiating repairs.
Also, absolutely demand new OEM replacement parts. I would bring up safety aspects of non-OEM parts or diminished value as the rationale.
Also, absolutely demand new OEM replacement parts. I would bring up safety aspects of non-OEM parts or diminished value as the rationale.
STOUT 1
Enthusiast
So it's possible it could be totalled?
STOUT 1
Enthusiast
I'm in Louisiana now, not Minnesota.
Same comment then about Louisiana.
I would say that yes it would be totalled. I don't remember if you stated it but it looks like a 93-95. The insurance company is only going to value it at around 30k (a point to argue of course). The damage indicated looks to be in the same neighborhood as the value. The hood alone may be near impossible to find new.
I would say that yes it would be totalled. I don't remember if you stated it but it looks like a 93-95. The insurance company is only going to value it at around 30k (a point to argue of course). The damage indicated looks to be in the same neighborhood as the value. The hood alone may be near impossible to find new.
Jerry Dobson
Enthusiast
I would say to fix it correctly, based on the pictures, it could be totalled. You need a hood, front fascia, side sill, wheels. Scrapping that hard, most likely you will need a frame.
Think positive, that Viper will be on Ebay in 90 days stating "Perfect Viper, never any paint work or repairs, clean CarFax"
Think positive, that Viper will be on Ebay in 90 days stating "Perfect Viper, never any paint work or repairs, clean CarFax"
Venom500
Viper Owner
I would say it is a very good possibility. For instance, I just finished a Viper repair that was bumped on the right front corner. Not as bad a hit as yours looks to be. The estimator was unable to see anything under the headlights or behind the front cover because everything is enclosed. Being a Viper with the cost of the parts, the estimate was sizable to start with. Once I started dissassembly I found more costly repairs were needed. For example, the support for the radiator also is the support for the headlights and the sides of the front fasia. It is a one piece fiber support. This piece was broke under the headlight assembly. Part cost plus labor increased bill $1000.00. Your snake has a lot of possible hidden damage, being possible frame and or suspension damage. Once a Viper or any car for that matter has had frame damage it never seems to be the same afterward.
Quote:
Think positive, that Viper will be on Ebay in 90 days stating "Perfect Viper, never any paint work or repairs, clean CarFax"
--------------------
Jerry Dobson
VP Viper Club of America Kansas City Region
VP Ferrari Club of America Kansas City Chapter
---------------------------------------------
Hey jerry just like this one that is on ebay
"The car is absoulutely immaculate. You wont find a cleaner viper anywhere! The car was in a minor accident and does have a rebuilt title. The accident was so minor the only thing replaced was the bumper cover everthing else is original even the A/C condenser. I have all of the pictures from the accident. Very few other flaws. The wheels were stripped of the clearcoat and high speed polished, they look like chrome. Interrior is flawless. If you have any questions please feel free to call me."
http://cgi.ebay.com/ebaymotors/ws/eBayISAPI.dll?ViewItem&category=6209&item=4516028788&rd=1
sad but true
Good Luck Jason Glad to see you are okay
Think positive, that Viper will be on Ebay in 90 days stating "Perfect Viper, never any paint work or repairs, clean CarFax"
--------------------
Jerry Dobson
VP Viper Club of America Kansas City Region
VP Ferrari Club of America Kansas City Chapter
---------------------------------------------
Hey jerry just like this one that is on ebay
"The car is absoulutely immaculate. You wont find a cleaner viper anywhere! The car was in a minor accident and does have a rebuilt title.
The accident was so minor the only thing replaced was the bumper cover everthing else is original even the A/C condenser. I have all of the pictures from the accident. Very few other flaws. The wheels were stripped of the clearcoat and high speed polished, they look like chrome. Interrior is flawless. If you have any questions please feel free to call me." http://cgi.ebay.com/ebaymotors/ws/eBayISAPI.dll?ViewItem&category=6209&item=4516028788&rd=1
sad but true
Good Luck Jason Glad to see you are okay
STOUT 1
Enthusiast
Hey thanks. I have a agreed amount value of $48,000 with my insurance company. I would assume that unless the repairs exceed that amount, they will repair it. It is a 94. Tell me your thoughts.
Ulysses
Enthusiast
I believe they usually total it if it reaches 75~80 % of the value.
Mopar Steve
Enthusiast
This is the same type damage that totalled my first Viper.
joe117
Enthusiast
"I have a agreed amount value of $48,000"
So what does the kid's policy agree that your car is worth?
So what does the kid's policy agree that your car is worth?
STOUT 1
Enthusiast
Is that not my insurance company's fight?
joe117
Enthusiast
I don't know, perhaps it is your insurance company that will go after the $48k from the kid's company.
It just seems a little strange to think that you have an agreed upon value for your car and that means every other insurance company is now liable for that amount should one of their policy holders hit you.
I guess your company could claim that they had to pay you the $48k and so the other company has to pay them that amount.
I hope you get it but somehow, that doesn't seem right.
It just seems a little strange to think that you have an agreed upon value for your car and that means every other insurance company is now liable for that amount should one of their policy holders hit you.
I guess your company could claim that they had to pay you the $48k and so the other company has to pay them that amount.
I hope you get it but somehow, that doesn't seem right.
STOUT 1
Enthusiast
Good to know! Thank You..
joe117
Enthusiast
Shelby3,
How far could someone go with that kind of policy.
If you and your insurance company agreed that your car was to be valued at $100k, and you get hit and totaled,
then the other guy's company has to pay $100k?
Even at $48k, your company would be happy to total the car and go to the other insurance company to collect the $48k they paid out.
What if the other company said that the car could have been fixed for less than $48k.
It just seems strange that one company could pay out whatever they agree to pay and the other company has to go along with that value.
How far could someone go with that kind of policy.
If you and your insurance company agreed that your car was to be valued at $100k, and you get hit and totaled,
then the other guy's company has to pay $100k?
Even at $48k, your company would be happy to total the car and go to the other insurance company to collect the $48k they paid out.
What if the other company said that the car could have been fixed for less than $48k.
It just seems strange that one company could pay out whatever they agree to pay and the other company has to go along with that value.
Joe, I just went through this last summer. My company Allstate paid me 74K for my modded 97 GTS. They are now in the process of subrogating to Farmers Ins. to recover whatever they can. What they can't get from Farmers, they eat. I've already blown the 74K on my new bucket. I don't know if it helped but I did flash my concealed weapons permit.
FlyBryViper
Viper Owner
Gotta love those CHP badges. Works everytime on the punks in the ricers and mustangs.
joe117
Enthusiast
Yes, I remember you telling that story. As I recall, you had to get some folks to back you up on the value of your modded car.
You didn't have an agreed on value of $74k did you?
You had to show that you had lots of money in the car.
Is that the same as a 94 stock Viper with an agreed on value of $48k?
It's a good thing he has that agreed on value because I don't think anyone could claim any stock 94 was worth a $48k payout.
You didn't have an agreed on value of $74k did you?
You had to show that you had lots of money in the car.
Is that the same as a 94 stock Viper with an agreed on value of $48k?
It's a good thing he has that agreed on value because I don't think anyone could claim any stock 94 was worth a $48k payout.
Yup, nobody is gonna get 48K on a 94 stock Viper without an agreed value policy. This is where Jason should have an even easier time than I did. If an Insurance company agrees to a value higher than the true value of a vehicle, it's their mistake but is also likely reflected in higher than normal premiums.
ViperRay
Enthusiast
Stout1,
I am not happy about your being ticketed for the accident, even if the other guy was too.
This reflects the fact that the cop was too lazy to find out the facts and just gave the both of you equal share in the blame.
If Louisianna is a no-fault state it may not matter. But if it isn't, you will likely be paying higher premiums to insure your cars in the future for at least 3 years thereby offsetting some of the gain from the insurance company's payment.
Does Louisianna have a point system for drivers' licenses?
How old are you? You may be put in a high risk pool.
If you truly did not contribute to the accident, you should fight that ticket.
Did the cop take statements from both of you?
If he did, you are entitled to read the other guy's statement.
If he lied and there are no witnesses, you may be screwed since it'll be your word against his.
If the cop didn't take statements, there may be a procedural problem there that can be exploited and the ticket thrown out....just some thoughts.
I am not happy about your being ticketed for the accident, even if the other guy was too.
This reflects the fact that the cop was too lazy to find out the facts and just gave the both of you equal share in the blame.
If Louisianna is a no-fault state it may not matter. But if it isn't, you will likely be paying higher premiums to insure your cars in the future for at least 3 years thereby offsetting some of the gain from the insurance company's payment.
Does Louisianna have a point system for drivers' licenses?
How old are you? You may be put in a high risk pool.
If you truly did not contribute to the accident, you should fight that ticket.
Did the cop take statements from both of you?
If he did, you are entitled to read the other guy's statement.
If he lied and there are no witnesses, you may be screwed since it'll be your word against his.
If the cop didn't take statements, there may be a procedural problem there that can be exploited and the ticket thrown out....just some thoughts.
Jay Herbert
Enthusiast
Bad: Three Words: Defratus Collision Center (In Dallas) They can give you an estimate and they do Viper insurance work from all over the country. No doubt they are the U.S. Viper collision specialists.
JKVIPER
Enthusiast
I once was in an accident where a tractor trailer backed up into the front of my car at a red light. The cop wrote the accident up that I ran into the back of the truck.
I told my insurance agent that in no way did I run into the back of the truck and he pursued it. It took a year, but I eventually received my deductible back. I did not have to go to court, just convinced the insurance guy I was in the right.
I told my insurance agent that in no way did I run into the back of the truck and he pursued it. It took a year, but I eventually received my deductible back. I did not have to go to court, just convinced the insurance guy I was in the right.
STOUT 1
Enthusiast
You hit the nail on the head! It was easier to write us both up and fight it in court than to take the time to find out what really happened. Louisiana is not a no-fault state and as far as I know, it does use the point system.
I'm 34 years old with not even a speeding ticket to my name. I have full intentions of fighting the citation. Statements were taken from both affected parties. The officer did not display neutrality as was evident by the asking of leading instead of open ended questions. As a federal investigator/officer , I instantly pick-up on this. The officer's mind set was established before the statement process began.
Thanks for the info Jim!!
I'm 34 years old with not even a speeding ticket to my name. I have full intentions of fighting the citation. Statements were taken from both affected parties. The officer did not display neutrality as was evident by the asking of leading instead of open ended questions. As a federal investigator/officer
, I instantly pick-up on this. The officer's mind set was established before the statement process began. Thanks for the info Jim!!
GTS Bruce
Enthusiast
Good to have a professional appraisal.Mine is appraised at 75 and state farm accepted it. GTS Bruce
BadVenm
Enthusiast
Joe and Shelby,
My take is, that is it bad for him to have an agreed amount policy for $48k at this point on a Gen 1. It will be harder for him to get it totaled based on the old repair cost vs replacement cost percentage ratio used by insurance co's. Won't it? Then it's likely he would have to keep and drive a wrecked and repaired Viper.
If he had plain old non-agreed amount insurance, they may total it quicker based on published values in Kelly Blue Books or the likes. After which they say it's totaled, THEN the fight starts over what it was worth.
On my personally owned vehicles, Vipers etc, I stick with basic car coverage, not the agreed amount type. Once they say it's totaled, just tell them to find and buy one to replace it, find an exact replacement, year, identical condition, miles, upgrades, etc and I'll be happy. If they don't, tell them to call your lawyer.
I remember someone's case on here they had this uphill battle and won.
Insurance companies settle more times than they ever fight a claim especially if the claimant has a lawyer. Bad news is I know this because every time we have a B.S. 5 MPH parking lot fender bender claim that involves one of my company trucks, which with 25+ vehicles on the road, it happens a lot, my business insurance carrier settles and never fights.
And every time without fail, the person my guy bumped or backed into at 5 MPH claims they are injured for life and now can't work ever again and we've ruined their potential to become the millionaire they once were working to become. If the so called injured person has a lawyer, the insurance company just cuts them a check, they never fight. It's cheaper to settle than it is to fight it out in court.
Keep up the good fight, they will settle to your bennifit if you make sure they know you are not going away. It might be a pain, but stick it out.
My take is, that is it bad for him to have an agreed amount policy for $48k at this point on a Gen 1. It will be harder for him to get it totaled based on the old repair cost vs replacement cost percentage ratio used by insurance co's. Won't it? Then it's likely he would have to keep and drive a wrecked and repaired Viper.
If he had plain old non-agreed amount insurance, they may total it quicker based on published values in Kelly Blue Books or the likes. After which they say it's totaled, THEN the fight starts over what it was worth.
On my personally owned vehicles, Vipers etc, I stick with basic car coverage, not the agreed amount type. Once they say it's totaled, just tell them to find and buy one to replace it, find an exact replacement, year, identical condition, miles, upgrades, etc and I'll be happy. If they don't, tell them to call your lawyer.
I remember someone's case on here they had this uphill battle and won.
Insurance companies settle more times than they ever fight a claim especially if the claimant has a lawyer. Bad news is I know this because every time we have a B.S. 5 MPH parking lot fender bender claim that involves one of my company trucks, which with 25+ vehicles on the road, it happens a lot, my business insurance carrier settles and never fights.
And every time without fail, the person my guy bumped or backed into at 5 MPH claims they are injured for life and now can't work ever again and we've ruined their potential to become the millionaire they once were working to become. If the so called injured person has a lawyer, the insurance company just cuts them a check, they never fight. It's cheaper to settle than it is to fight it out in court.
Keep up the good fight, they will settle to your bennifit if you make sure they know you are not going away. It might be a pain, but stick it out.
Joe - Can you have your car valued at $100k? - sure, but you'd have to pay the premiums on a $100k payout. The Insurer would regard the situation in terms of risk - if it looks like you're trying to get rich quick (like say by insuring your car for $100k) you pay out the ***** for you monthly.
STOUT - First off I'm glad you're okay. Bumping a full-sized ford is a pretty serious encounter in such a twitchy car.
If you're a stickler for perfection I would have the car totaled, you're not going to get it back to original, it's the curse of the clamshell. Sorry. You're paying for $48k then you're issue will be with getting the money, let the insruance co handle the kid - they may lose every penny but that's the risk THEY took in insuring you.
Be prepared to be dropped by your insurance, doesn't happen all the time but it does happen enough. Some adjuster might see this as a future pattern. If you have an account with another company you'll be fine, but if you are dropped expect 6 months of high-risk with you're new carrier - it's an insurance scam but nothing you can do about it.
In regards to the car you have several options -
1 - Get the car fixed, risk future problems and severe loss of resale (no one likes a repainted viper.)
2 - Fight to total the car, get your check, buy another.
3 - Fight to total car, buy it back at discount, do ALL the work yourself and get it back on the road.
4 - Fight to total car, buy it back, sell it to me (I'd love a new project ) Buy another and have some extra $$$s to pay insurance premiums.
STOUT - First off I'm glad you're okay. Bumping a full-sized ford is a pretty serious encounter in such a twitchy car.
If you're a stickler for perfection I would have the car totaled, you're not going to get it back to original, it's the curse of the clamshell. Sorry. You're paying for $48k then you're issue will be with getting the money, let the insruance co handle the kid - they may lose every penny but that's the risk THEY took in insuring you.
Be prepared to be dropped by your insurance, doesn't happen all the time but it does happen enough. Some adjuster might see this as a future pattern. If you have an account with another company you'll be fine, but if you are dropped expect 6 months of high-risk with you're new carrier - it's an insurance scam but nothing you can do about it.
In regards to the car you have several options -
1 - Get the car fixed, risk future problems and severe loss of resale (no one likes a repainted viper.)
2 - Fight to total the car, get your check, buy another.
3 - Fight to total car, buy it back at discount, do ALL the work yourself and get it back on the road.
4 - Fight to total car, buy it back, sell it to me (I'd love a new project
) Buy another and have some extra $$$s to pay insurance premiums.
